<?php
$seo = [
    'title'       => 'Privacy Policy | Etaxpay.in',
    'description' => 'Etaxpay.in Privacy Policy — how we collect, use, and protect your personal information when you use our vehicle tax and insurance platform.',
    'keywords'    => 'etaxpay privacy policy, data protection, vehicle tax payment privacy, etaxpay.in privacy',
    'canonical'   => 'https://etaxpay.in/privacy',
];
?>
<!DOCTYPE html>
<html lang="en">
<head>
    <meta charset="UTF-8">
    <meta name="viewport" content="width=device-width, initial-scale=1.0">
    <?php include __DIR__ . '/includes/seo.php'; ?>
    <script src="https://cdn.tailwindcss.com"></script>
</head>
<body class="bg-gray-50">

    <header class="bg-[#4A9DD0] shadow-md">
        <div class="container mx-auto px-6 py-4 flex items-center justify-between">
            <a href="/"><img src="/mainlogo.png" alt="Etaxpay" width="120px"></a>
            <a href="/" class="text-white text-sm hover:underline">← Back to Home</a>
        </div>
    </header>

    <main class="max-w-3xl mx-auto px-6 py-12">

        <h1 class="text-3xl font-bold text-[#29589f] mb-2">Privacy Policy</h1>
        <p class="text-gray-400 text-sm mb-8">Last updated: <?= date('F Y') ?></p>

        <div class="space-y-8 text-gray-700 leading-relaxed">

            <section>
                <h2 class="text-lg font-semibold text-gray-800 mb-2">1. Information We Collect</h2>
                <p>When you use Etaxpay.in, we collect information you provide directly to us, including:</p>
                <ul class="list-disc ml-6 mt-2 space-y-1">
                    <li>Vehicle registration number and details</li>
                    <li>Name, phone number, and email address</li>
                    <li>State and tax-related information required to process your payment</li>
                    <li>Payment confirmation details (we do not store card or bank numbers)</li>
                </ul>
            </section>

            <section>
                <h2 class="text-lg font-semibold text-gray-800 mb-2">2. How We Use Your Information</h2>
                <ul class="list-disc ml-6 space-y-1">
                    <li>To process your road tax or insurance payment</li>
                    <li>To send you payment confirmation via WhatsApp or SMS</li>
                    <li>To respond to your queries and provide customer support</li>
                    <li>To improve our services and platform</li>
                </ul>
            </section>

            <section>
                <h2 class="text-lg font-semibold text-gray-800 mb-2">3. Information Sharing</h2>
                <p>We do not sell, trade, or rent your personal information to third parties. We may share your
                information only with:</p>
                <ul class="list-disc ml-6 mt-2 space-y-1">
                    <li>Payment gateway providers to process your transaction</li>
                    <li>Insurance companies when you apply for a policy</li>
                    <li>Government authorities if legally required</li>
                </ul>
            </section>

            <section>
                <h2 class="text-lg font-semibold text-gray-800 mb-2">4. Data Security</h2>
                <p>We implement industry-standard security measures to protect your data, including SSL/TLS encryption
                on all pages, secure server infrastructure, and restricted access to personal data. However, no
                method of transmission over the Internet is 100% secure.</p>
            </section>

            <section>
                <h2 class="text-lg font-semibold text-gray-800 mb-2">5. Cookies</h2>
                <p>We use session cookies to maintain your login state and to improve your browsing experience.
                We do not use cookies for advertising or cross-site tracking.</p>
            </section>

            <section>
                <h2 class="text-lg font-semibold text-gray-800 mb-2">6. Data Retention</h2>
                <p>We retain your transaction records for a minimum of 3 years to comply with applicable financial
                regulations. You may contact us to request deletion of non-required personal data.</p>
            </section>

            <section>
                <h2 class="text-lg font-semibold text-gray-800 mb-2">7. Your Rights</h2>
                <p>You have the right to access, correct, or request deletion of your personal data held by us.
                To exercise these rights, contact us using the details below.</p>
            </section>

            <section>
                <h2 class="text-lg font-semibold text-gray-800 mb-2">8. Changes to This Policy</h2>
                <p>We may update this Privacy Policy periodically. We will notify users of significant changes
                by posting a notice on our platform.</p>
            </section>

            <section>
                <h2 class="text-lg font-semibold text-gray-800 mb-2">9. Contact</h2>
                <p>For privacy-related queries, contact us at:</p>
                <ul class="mt-2 space-y-1">
                    <li><strong>WhatsApp:</strong> <a href="https://api.whatsapp.com/send/?phone=7888832046" class="text-[#29589f] hover:underline">+91 78888 32046</a></li>
                    <li><strong>Email:</strong> <a href="mailto:etaxpay@gmail.com" class="text-[#29589f] hover:underline">etaxpay@gmail.com</a></li>
                </ul>
            </section>

        </div>
    </main>

    <?php include __DIR__ . '/includes/footer.php'; ?>

</body>
</html>
